On December 19, 2018, Ohio’s Governor Kasich signed Ohio House Bill 489 (the “Bill”) resulting in changes to the regulatory requirements for credit unions, mortgage servicers and mortgage creditors. The new requirements are effective on March 20, 2019. Download Donald Mallory’s …
504 rates have continued to decline over the last several months. From a recent high in November of 5.591%, rates for the 20-year debentures have steadily decreased to 4.926% in December, 4.758% in January 2019 and 4.646% in February. Rates for the 25 year debentures have followed suit with …
In January, the Ohio legislature adopted two standard authorization forms for use and disclosure of protected health information (PHI). These forms comply with both HIPAA and federal substance abuse treatment laws. The purpose of the forms is to improve care …
For tax years beginning after December 31, 2017, the new federal tax law allows non-corporate business taxpayers to deduct up to 20% of income from a qualified business. This means only 80% of that income will be taxed. This benefit …
On November 2, 2018, Ohio became the first state in the country to adopt a litigation “safe harbor” in connection with data breach claims. The new statute, Revised Code §1354, is entitled Businesses Maintaining Recognized Cybersecurity Programs. It does not …
There have been several recent cases which impact Default Litigation in Ohio over the past month. Most notably, on December 13, 2018, Ohio’s 8th Appellate District issued a decision which held a mortgage servicer who acquired the mortgage loan account …
Indiana – Northern District The United States Bankruptcy Court for the Northern District of Indiana remains open until further notice and has issued the following announcement. Partial Government Shutdown Despite a partial shutdown of the federal government that began on …
On December 19, 2018, Governor John Kasich signed Ohio House Bill 489 which will become effective in March of 2019. Credit Unions, Mortgage Servicers (as defined by the legislation) Financial Institutions, Mortgage Lenders and Mortgage Brokers are all impacted by …
We are proud to announce that Super Lawyers® has selected four Wood + Lamping as 2019 Ohio Rising Stars. Super Lawyers selects attorneys from more than 70 practice areas using a patented process that includes independent research, peer nominations and …
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Default Litigation Case Law Update for Ohio, Indiana, and Michigan
There have been several recent cases which impact Default Litigation in Indiana, Ohio and Michigan over the past couple months. The Court of Appeals in Indiana held in Collins Asset Group v. Alialy 115 N.E. 3d 1275 (2018) that a …