Category Archives: Articles

Trademark Essentials for Start-up Businesses

One of the most important issues faced by business start-ups is choosing a name for the business that isn’t confusingly similar to another company’s name. The same is true for the names that are chosen for the start-up’s products and …

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SBA Interest Rates – August-October

504 Rates for August – October 2018  Rates have remained relatively steady over the last 3 months.  The 20-year rates for the last 3 months have been: August         5.301% September   5.250% October        5.492% Rates for the new 25 year …

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Big Changes to Child Support in Ohio

In June, the Ohio Legislature finalized and passed House Bill 366, short titled “Change Laws Governing Child Support.” This bill has introduced widespread change to the way Ohio lawyers will calculate, advocate, and determine child support for families moving forward. …

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Is Your Promotion an Illegal Lottery?

When a promotion combines the elements of (1) a Prize, (2) Chance and (3) Consideration, it is a lottery under state and federal law. Any promotion which has all three elements – and is not licensed or regulated by the …

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Ohio Default Litigation Case Law Update

Portrait of Daniel A. Cox

The City of Cleveland Heights in Cuyahoga County, Ohio passed legislation this month which will require a $15,000.00 cash bond upon the filing of a foreclosure on vacant residential and/or commercial property.  This legislation is effective immediately; a copy of …

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Office of Inspector General (OIG) Permits Prompt Pay Discounts to Patients

Portrait of Orly R. Rumberg

I have always advised my clients that they can provide a discount to patients who pay cash for services. The question has always been how big a discount can a patient receive? The Department of Health and Human Services Office …

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Is a Medical Practice Required to Provide an Interpreter to a Hearing-Impaired Patient?

Portrait of Orly R. Rumberg

  A medical practice is required to provide an interpreter to a hearing-impaired patent only if effective communication is not possible without the interpreter.  Title III of the Americans with Disabilities Act (ADA) regulates the relationship between a health care …

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Ohio Default Litigation Case Law Update

Portrait of Daniel A. Cox

Common litigation issues which a creditor may face are allegations of violations of RESPA, FDCPA as well as the Statute of Limitations.  Each of these imposes separate responsibilities and liabilities on the part of lenders, investors, services, and debt collectors.  …

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Officer of Inspector General’s (OIG) Top Ten Tips to Avoid Enforcement Actions

Portrait of Orly R. Rumberg

Several years ago, I had the opportunity to listen to D. McCarty Thornton, former OIG Chief Counsel, speak on trends in fraud and abuse enforcement to members of the National Health Lawyers Association. Thornton identified anti-kickback violations as the hottest area of risk for …

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504 Rates for June and July 2018

Portrait of Thomas M. Woebkenberg

Rates in June increased over May by about .10% to 5.32%.  However, rates in July fell to 5.259%, showing the first decline in 3 months.  Also, SBA issued its first 25-year debentures in July with a rate of 5.32%.  Locking …

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